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The top 3 things you should do before applying for a home loan.

Smart choices don’t happen by accident — neither do home loans.

When it comes to getting a mortgage loan in Acadiana, there’s no such thing as one-size-fits-all. That’s why you’ll want to know something about the different programs on the market and what each might cost you. Here’s a 3-step process to get you off to a solid start:

  1. Download The basics behind today’s home loans:  It’s free and it goes over each of the most popular programs. In just a few minutes, you can learn which programs offer special financing, have lower closing costs and more. You’ll also learn the terminology that can make you a smarter home loan shopper. It’s one page that could save you thousands in the long run. (Click here: Understand the basics behind today's home loans.)
  2. Get a guaranteed credit score: Not all credit ratings are the same. In fact, getting your score from “credit report” services doesn’t guarantee your lender will accept their rating. That’s why it’s a good idea to get your score from a lender — it’s guaranteed to be accepted for your application and you won’t have to do it twice. (Click the secured Contact Us button to your left.)
  3. Download the Home Loan Checklist: This quick list will tell you what you need when you first apply. Having these materials handy when you call will speed up the process and get you one step closer to your new home. (Click here: Home Loan Checklist )

Learn More

Call us anytime if you have questions. Our two-person team has helped people in Lafayette and throughout Acadiana get the best rate on home loans for 28 years. We’re from here, so we have a good understanding of our local market and how that fits into national mortgage loan programs.